1. Introduction

You will be able to access most of the Website without registering your details with us. Certain areas of this Website are only open to you if you register.

By accessing any part of this Website, you shall be deemed to have accepted these General Terms of Use in full. If you do not accept these General Terms of Use in full, you must cease to use this Website immediately.

MAICO NY Inc. may amend or revise these General Terms of Use at any time without notice. You should check this Website from time to time to review the then current General Terms of Use because they are binding on you. Expressly designated legal notices or terms may be located on particular pages on this Website and are ancillary to these General Terms of Use.

2. Licence

2.1 You are permitted to print and download extracts from this Website for your own personal use or internal business purposes provided that:

(a) no documents or related graphics on this Website are modified in any way;

(b) no graphics on this Website are used separately from accompanying text; and

(c) MAICO NY Inc. copyright and trademark notices as shown on each web page appear on all copies.

This permission will be revoked immediately if any of its terms are infringed.

2.2 Unless otherwise stated, the copyright and other intellectual property rights in all materials on this Website (including without limitation photographs and graphical images) are owned by MAICO NY Inc. or its licensors. Any use of extracts from this Website other than in accordance with paragraph 2.1 above for any purpose is strictly prohibited. If you breach any of the terms of these General Terms of Use, your permission to use this Website automatically terminates and you must immediately destroy any downloaded or printed extracts from this Website.

2.3 Subject to paragraph 2.1 no part of this Website may be reproduced or stored on any other website or included in any public or private retrieval system or service without MAICO NY Inc. prior written permission.

2.4 Any rights not expressly granted in these General Terms of Use are reserved.

3. Service Access

3.1 While MAICO NY Inc. endeavours to ensure that this Website is normally available 24 hours a day, MAICO NY Inc. will not be liable if for any reason this Website is unavailable at any time or for any period.

3.2 Access to this Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond MAICO NY Inc. control.

4. Visitor material and conduct, including contributions to ‘Your Opinion' pages

4.1 By using this Website you consent to the processing (including international transfer) of personal information about you as described.

4.2 Other than personally identifiable information, any material that you transmit or post to this Website including contributions to the ‘Your Opinion' pages will be considered non-confidential and non-proprietary. MAICO NY Inc. will have no obligations with respect to such material. MAICO NY Inc. will be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes. If you do not wish MAICO NY Inc. to have the rights set out in this paragraph 4.2 please do not transmit or post any material or submit any contributions to the Website.

4.3 You are prohibited from submitting, posting or transmitting to this Website any material which:

(a) is unlawful, harassing, threatening, defamatory, harmful, profane, indecent, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience;

(b) violates a patent, trade mark, copyright, trade secret or other intellectual property rights of others or for which you have not obtained all necessary licences and/or approvals;

(c) constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law or infringe the rights of any third party, in the UK or any other country in the world;

(d) constitutes any form of marketing; or

(e) is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).

4.4 You must not misuse the Website (including, without limitation, hacking).

4.5 Violation of this section may lead to legal action being taken against you by the authorities or an aggrieved third party. MAICO NY Inc. will fully cooperate with any law enforcement authorities or court order requesting or directing MAICO NY Inc. to disclose the identity or locate anyone submitting, posting or transmitting any material in breach of this section 4.